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FDIC
The standard insurance amount currently is $250,000 per depositor. The $250,000 limit is permanent for IRA's and other certain retirement accounts. The $250,000 limit is temporary for all other deposit accounts through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRA's and other certain retirement accounts, which will remain at $250,000 per depositor.
Online Bill Pay Demo

HSB Online Bill Pay Demo

Online Bill Pay

It's everywhere on the news today. Debt is up, consumer confidence is down, and the bills never seem to end. Wouldn't it be nice to finally hear some good news?

Well, we have some for you. Our online bill pay service can save you money. Here are four ways you can save with online bill pay:
Tip 1: Gas Prices

Online bill pay can help you cut down on extra mileage. As gas prices etch closer to $4 per gallon, the fewer the trips the better, right? With online bill pay, you can pay all of your bills from home without having to drive to the post office or corner mail box. By limiting your use of personal checks, postage stamps, and trips to the post office, some studies suggest you can save up to $150 per year.
Tip 2: Late Fees

Late fees will get you every time. If you are looking to avoid unnecessary late fees—especially for credit cards, car loans, and mortgages—online bill pay can help you with automatic recurring payments. You can schedule recurring payments for any frequency you like. So if you have trouble remembering the due date, you can let online bill pay do the work for you.

Tip 3: Large Payments

We all have those large payments that are sometimes difficult to pay all at once. With online bill pay, you can schedule smaller payments more frequently. This is a simple yet efficient way to stretch your pocketbook.
Tip 4: Postage

Didn't they raise postage last year? Yes, and they are doing it again this year. Stamps will soon cost $.42 each. But online bill pay will send the payments for you and never charge you for the postage. Think about it; If you mail ten payments each month, you will spend over $50 each year in postage. Stamps may not seem like much, but they add up over the course of a year.

These are just a few ways you can save with online bill pay. Please Contact Us, come by one of our locations to learn more, or take time to use our Online Demo to find out more about Herrin Security Banks online bill pay.

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